Last Update Feb 4, 2020
Click here to view the Terms Of Service
We may collect Personal Information that you provide us when you access our website, transact with us through the website or otherwise, contact customer service, participate in a survey or promotion, participate in another feature of our Website that requires your Personal Information, provide us with comments, suggestions or content for testimonials, endorsements, social media and/or blog posts, and/or provide your information to third party marketing affiliates. We only collect information that is necessary for the purposes identified herein. Please note that we do not control the collection or use of your information by third parties who may provide it to us, and such is subject to their privacy policies.
A cookie is a tiny element of data that our Websites can send to your browser, which may then be stored on your hard drive so we can recognize your computer when you return. Cookies also assist with performance of various aspects of the Website. You may set your Web browser to notify you when you receive a cookie. However, should you decide not to accept cookies from our Website, you may limit the functionality we can provide when you visit our Website. Additional general information about cookies and how they work is available at www.allaboutcookies.org. More information regarding cookies is also provided at the end of this document.
A web beacon (also known as a “tracking pixel” or “clear GIF”) is a clear graphic image (typically a one-pixel tag) that is delivered through a web browser or HTML e-mail, typically in conjunction with a cookie. Web beacons allows us, for example, to monitor how users move from one page within our websites to another, to track access to our communications, to understand whether users have come to our websites from an online advertisement displayed on a third-party website, to measure how ads have been viewed, and to improve site performance.
We may also collect, use and disclose personal information you provide in order to contact you; respond to your inquiries and provide you with relevant information from time to time; provide services and products requested by you; administer or otherwise carry out our obligations in relation to any agreement you have with us; compile statistics for analytical and marketing purposes; and, any other purposes about which we inform you when we ask you for information.
Company also uses Personal Information to continually assess and improve the Website and the products and services we offer. To serve you better, we may combine the Personal Information that you give us with publicly available information and information we receive from or cross- reference with our marketing partners and others.
Some of our operations, such as website administration, technical support, and/or electronic commerce, may be managed by third parties unaffiliated with Company. These companies may share Personal Information with their affiliates and with service providers whom they engage to perform services related to our Website or the operation of our business.
Company stores all information in state of the art cloud storage in association with AWS. In doing so, Company uses appropriate physical, organizational and technological measures to protect the personal information you provide to us against loss or theft, and unauthorized access, disclosure, copying, use, or modification. This includes limiting access on a “need-to-know” basis. However, no electronic data transmission can be guaranteed to be secure from access by unintended recipients and Company will not be responsible for any breach of security unless this breach is due to its own gross negligence. Although we are committed to employing reasonable technology in order to protect the security of our Website, even with the best technology, no website is 100% secure. In transacting with us through the website, you assume the risk inherent in transacting online.
As a general rule, we only maintain data for up to 2 years. However, we typically destroy all information related to you and our use of your personal information if you have failed to visit the Website and transact with company in a 1 year period.
If you wish to Opt-Out from any of the aforementioned uses of Personal Information, except in the case of Legal Proceedings, please contact us at email@example.com. Your subsequent disclosure of Personal Information nullifies any prior Opt-Out request. Company does not discriminate against those who opt-out. However, opting out may prevent us from conveniently and efficiently providing further products, services and information to you.
This section applies to Canada resident only.
If you wish to access your Personal Information, or request that your Personal Information be corrected or removed from our database, you may contact our Privacy Officer as outlined below. Company, within a commercially reasonable time, will provide access to this information, correct any factual inaccuracies identified, and remove information as requested. We may be unable to remove information to the extent that it is permitted or required to be retained by applicable law or document retention and data backup policies, or if removal is not practicable due to technological reasons. Removal of your personal information may prevent us from providing further services and information to you.
Company may require you to provide sufficient information to prove your identity prior to Company providing an account of the existence, use, and disclosure of your personal information. The information provided shall only be used for this purpose.
This section applies to California residents only.
Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. To request such information from Company, please contact us by email at firstname.lastname@example.org, subject line “Shine the Light”, call toll free 1-888-233-2357 or write to us at the address listed in Section 8 below.
Pursuant to 1798.100 et seq. of the California Civil Code, residents of California may request that a business that collects a California resident’s personal information disclose certain categories and specific pieces of personal information collected, as permitted under California Consumer Privacy Act. The resident may also request that the business delete personal information collected about the consumer or request the Company not sell the information. To make a request pursuant to the foregoing, you can contact us by email at email@example.com, subject line “CCPA”, call toll free 1-888-233-2357 or write to us at the address listed in Section 8 below.
If you are a California resident and do not want us to sell your Personal Information, do not share it with us, or, if you have, click the following DO NOT SELL MY PERSONAL INFORMATION, or click the same link which is found on the homepage. Further, if you wish to Opt-Out from any of Company’s uses of your Personal Information as set forth herein, except in the case of Legal Proceedings, please contact firstname.lastname@example.org.
In you exercise any of the foregoing rights, Company may require you to provide sufficient information to prove your identity and residence prior to Company taking action. The information provided shall only be used for this purpose.
The Website is not intended or designed to be used by anyone under the age of 13. It is not meant to be attractive to anyone under the age of 13, or to have any value or use by anyone under the age of 13. Company does not collect Personal Information from any person it knows to be under the age of 13. If you are under 13, DO NOT TRANSACT WITH US THROUGH THIS WEBSITE OR OTHERWISE, AND DO NOT SEND ANY PERSONAL INFORMATION. IF YOU ARE BETWEEN THE AGES OF 13 AND 17, DO NOT USE THIS WEBSITE UNLESS YOU ARE SUPERVISED BY A PARENT/GUARDIAN OR HAVE RECEIVED PERMISSION FROM YOUR PARENT/GUARDIAN.
Partners Edge Network
Attention: Partners Edge
825 US HWY 1 #320
Jupiter, FL 33477
The information that we collect with cookies allows us to statistically analyze usage of the Services, and to improve and customize our content and other offerings. However, we only disclose information collected with cookies to third parties on an aggregated basis without the use of any information that personally identifies you.
The specific types of first party and third party cookies placed by our Services and the purposes they perform are described in the table below:
Types of cookies
How to refuse
Strictly Necessary Cookies These are cookies that are required for the operation of our Services. They include, for example, cookies that enable you to log into secure areas of our websites.
These cookies are strictly necessary to deliver the Site. They can be deleted or blocked using your browser settings.
Performance and Functionality Cookies These are used to recognize you when you return to our Services. This enables us to personalize our content for you and remember your preferences (for example, your choice of language or region), but are non-essential to the performance of our Services.
These cookies can be deleted or blocked using your browser settings.
Analytical or Customization Cookies These cookies collect information about how users access and move through our Services. We use this information in either aggregate form to help us to improve the way our Services work, or to personalize our Services to your interests.
Marketing and Targeting Cookies These cookies are use for online behavioral advertising information and to control advertisements and marketing you receive on the website. These Cookies typically collect information about your browsing habits. The purpose is to provide you with targeted advertisements that may be of interest to you. Additionally, these Cookies allow us to analyze your website browsing behavior to further customize our product marketing approach.
These cookies can be deleted or blocked using your browser settings. For more information regarding opting out of targeted advertising, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com.
How to Control Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences specific to our websites by clicking here. Your cookie preferences will be limited to first and third party cookies on this website only, and must be set for each device used and each website you access.
You can exercise your preferences with some third-party cookies by clicking on the appropriate opt-out links provided in the cookie table above, or by visiting third-party websites. Company does not control any third-party opt-out links or websites and is not responsible for any choices you make using these mechanisms.
Also, for further information on cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit www.allaboutcookies.org.
Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. To request such information from Company, please contact us by email at email@example.com subject line “Shine the Light”, call toll free 1-888-233-2357 or write to us at the address listed in Section 8 below.
If you have any dispute concerning any aspect of these Terms of Website Use, the Website, or any of our services, you agree to submit your dispute for resolution by arbitration before the American Arbitration Association ("AAA") in the county where you live by filing a Demand for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms of Website Use are unenforceable.
Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. You may opt-out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the insurancechiefs.com Website.
YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE.
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192 Nw Central Park Plaza, St Lucie west, Fl 34986